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We are committed to safeguarding your privacy online. Please read the following statement to understand how your personal information will be treated as you make full use of our web site. If you have any questions regarding our privacy statement, please feel free to contact us by phone or email.
Gathering of Information
Voluntary Submission
We do not collect personally identifying information about any individual web site user except when knowingly provided by such individual.   When you apply using our secure form, your information is sent to the secure rights network and your application is sent to a few select lenders.  Your data is not shared by with any other entity beyond the secure rights network.
A cookie is a data file that certain web sites write to your computer’s hard drive when you visit such sites. A cookie file can contain information, such as a user identification code, that the site uses to track the pages you have visited. We may use cookies solely to enable enhanced features for our web site. We use this data on an anonymous basis and we do not correlate this information with personal data of any user.
Most Web site browsers automatically accept cookies, but you can usually change your browser settings to display a warning before accepting a cookie, or to refuse all cookies. However, if you choose to disable the receipt of cookies from our web site, you may not be able to use certain features of the site.
Browser Level Information
Our web servers automatically collect information about a site user’s IP address, browser type and referrer by reading this information from the user’s browser (information provided by every user’s browser). This information is collected in a database and used--in an aggregated, anonymous manner--in our internal analysis of traffic patterns within our web site. This information is automatically logged by most web sites.
Use of Information
We collect information about your visit for the sole purpose of enhancing your experience on our website. We achieve this goal by, among other things, providing interactive communications such as our calculators, forms and electronic newsletters to the e-mail address that you provide to us, and developing future promotions based on your interests. To develop content targeted to your interests, we use aggregated user information to determine which areas of our web site users prefer based upon traffic to those areas. We do not track what individual users read, but instead how well each page or content area performs overall.
We may disclose information about our users when we believe, in good faith, that the disclosure is required by law.
Please be aware that our sponsors, advertisers or web sites that have links on our site may collect personally identifiable information about you. The information practices of those parties and web sites linked to ours are not covered by this privacy statement.
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We respect the privacy of our readers and shall not disclose, distribute or rent the e-mail address of subscriber newsletter list to any third party, nor shall it permit anyone else to do so.
How to Contact Us
If you have any questions regarding our privacy statement, please feel free to contact us by email or phone.
This statement may change periodically, so please check back on occasion.

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